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Top 5 Fintech Startups By Graduates From Premium Academies

Premium School a such as IIT and ISB are well-known for producing the entrepreneur spirited graduates across the country. Year on year, these schools alumni network is growing to flourish big across various sectors. Below are the emerging Fintech startups by Top B-school graduates who are giving tough competition to the traditional industry with big players such as Paytm, MobiKwik, Policybazaar and many more:


Featured as one of the emerging fintech startups in the Fintech100 report by KPMG, FlexiLoans reportedly earned a profit of Rs 34 crore last fiscal year, on revenue of Rs 245 crore. A new age fintech lending startup has been founded by 4 Friends – amongst whom – Abhishek Kothari is IIT and ISB alumni whereas all other co-founders – Deepak Jain, co-founder, Manish Lunia and Ritesh Jain are all ISB graduates. FlexiLoans has successfully raised the investment of a total Rs 145 crore so far. This Fintech startup works closely with ecommerce vendors such as Paytm, Amazon and Flipkart. They are working with informal sectors and helping large numbers of MSMEs into the formal financial fold. 300+ employee size company has been honored with 9 awards including ‘Great Place to Work’ certified for consecutively second year.



Lending Finance limited (formerly Aadri Infin Limited) founded by ex-banker, Harvardhan Lunia, is the ISB alumnus. This SME lending firm has contributed to numerous customer’s success story by disbursing more than 76k loans to more than 64k MSMEs till now. Non-deposit taking NBFC has recently become one of the Indian companies to be a part of coveted unicorn valuation by next year.

Aye Finance

Gurgaon based financial technology company, Aye Finance is an NBFC lending company who offers unsecured loans to MSMEs. Co-founded in 2014 by Vikram Jetley and Sanjay Sharma, an IIT and IIM rookie is now a 2500 employee’s size company. Aye Finance has recently raised INR 125 crores to offer loans to women-led MSME’s as their gender finance program.


The platform helps SMEs to lend unsecured loans in a lesser time compared to traditional processes. Founded in 2015 by Shalabh Singhal, an IIT alumni and Kshitij Puri, Harvard degree holder, this startup offer loan ranging from 1 to 5 lakhs for 12-24 months largely. After receiving a good response to their business, Ziploan is now planning to provide its services in 16 cities all across India.


Gurgaon based Indifi Technologies offers debt-financing for small businesses at cost-effective rates. Co-founder, Alok Mittal completed his graduation from IIT and started the company in 2015 along with Siddharth Mahanot and Sundeep Sahi. Reportedly, Indifi earned the revenue of Rs 13 crore, reaching almost double of last year’s revenue.

Author: Baishali Mukherjee

Profile- An independent writer and journalist for last nine years; presently working with Education World, Entrepreneur India, and Worked as the content head for four books and have articles and features published in leading print and digital media spaces.


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